International Health and Hospital Plan
A health plan with optional benefits to suit what you value most at home and abroad.
Flexible health cover for you and your family
Your plan is all about flexibility. It covers essential hospital treatments and can be tailored to your needs by adding optional benefits. Our global medical network of over 1.9 million providers gives you the freedom to choose when and where you are treated.
International Health and Hospital Plan
A health plan with optional benefits to suit what you value most at home and abroad.
Area of cover
Worldwide
Annual Limit
EUR 3.6 million / GBP 3 million / USD 4.4 million
Deductibles
5 deductible options to choose from
Cancer treatment and major illnesses
In-hospital care in private room and surgery covered up to the annual limit of your plan including cover for cancer treatment and rehabilitation.
Pre-existing conditions
Cover many pre-existing, chronic, congenital and hereditary conditions, subject to underwriting.
Children covered at no extra cost
Maternity cover and two children under the age of 10 covered per each paying adult at no extra cost (subject to underwriting). Newborn can be covered from birth regardless of any health conditions^.
For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.
^Your newborn can be included from birth when at least one parent has been insured with us for a minimum of 12 or 18 months prior to the child’s birth, subject to the original date of joining the health plan. A copy of the birth certificate must be submitted within a certain period.
Optional benefits
Non-hospitalisation (out-patient benefits)
Cover for consultations with doctors, specialists and therapists, as well as annual health check-ups.
Medical evacuation and repatriation
In case of a serious illness or injury, option to be medically evacuated if it’s not possible to receive the appropriate quality of treatment locally.
Medicine and appliances
Cover for prescribed medicines, hearing aids, and medical appliances.
Dental and optical
Two options which can cover routine and special dental treatment (waiting periods apply to some benefits), as well as glasses, contact lenses and eye checks from opticians and optometrists.
Find out more about our International Health and Hospital Plan
For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.
Here when you need us
Global Virtual Care
You can seamlessly access day and night medical consultations with a global network of doctors with just a touch of button.
A truly global experience
Our customer service is available in over 200 languages^, ensuring that we can cater to your specific needs, no matter where you are in the world.
Second Medical Opinion
We empower you to make informed decisions about your health with second medical opinions from a network of global medical experts.
Designed to be used
Claiming on your insurance plan will not increase your individual premiums, reassuring of future financial implications.